Moving to Spain can still be a dream you fulfil in 2021.
There’s no getting away from all the worry and uncertainty over COVID-19. No one really knows how long this situation will continue. However, vaccinations continue and we will get through it. Positivity is the key! Remember, healthy mind, healthy body, and healthy future.
Wherever in the world you’re based, while you probably can’t travel to Spain right now, there are still plenty of things you can do to keep you busy and make finding your dream home in the sun a reality.
A guide to purchasing/moving to Spain
Before you start looking at properties, it’s helpful to have a step-by-step list of what’s involved. We are here to help you through the whole process.
Decide on the amount of money you wish to spend
Do you have enough cash to buy the property with your savings, or do you need a mortgage? You should bear in mind that you will also need to take into account the basic additional costs of a purchase (buying costs). These consist of between 10%-13% of the purchase price of the property you choose. If you don’t have enough funds to pay for the property in cash, then talk to us about financing the property. Spanish banks will generally lend from 60% of the purchase price, sometimes more.
Decide what kind of property you really want
It may sound obvious, but when you commence the search for your dream home in Spain you want to be clear about what you want. It’s a good idea to sit down with whoever you’re buying with, and agree on a list of wants, needs, nice-to-haves and non-negotiables
What elements are non-negotiable: e.g. number of bedrooms, bathrooms, a dedicated parking space, garage or being within walking distance to local amenities.
What are ‘nice-to-haves’: e.g. a private pool or with a communal pool suffice? Granny annexe, office for work.
Where do you really want to live?
Once you’ve decided what type of property you would like, and your budget, it’s time to research locations in Spain which can be a perfect match.
Whether you prefer to live by the sea or settle in the mountains, in the heart of an international city or a traditional Spanish village, let us know. At Grupo Platinum Estates, we have all made the move and live in Spain. We are excited to help you find the right place for you.
Start looking for your perfect property
For us, this is the best part and a key part! Make sure you tell us your requirements. If you are at home, let us know the best time to have a chat with one of our consultants. We can do this online with a video call, telephone, messenger, etc., whichever works best for you. If you are a key worker and have little time for this, you can send us this information on email. You will always speak to someone in your language.
We will get you signed up for our newsletter, so you don’t miss out on any new Spanish properties. We will create alerts for the regions in Spain you are interested in, all working for the aim of getting you to the areas of interest as soon as it is possible for you.
While you’re waiting, here are some more things you can do, in readiness for your move to the sun…
Plan a research and viewing trip
Once you have a few property choices to a few sensible prospects, we’d normally recommend getting on a plane and going to see them. Ready and able to do this? We are offering a viewing trip to stay close to our head office in Almeria. Of course, we can organise alternative accommodation relevant to your preferred search area.
Organise a viewing online with our consultants, nobody is at risk if no personal contact is made.
2020 saw a change in the way people purchased properties abroad, and 2021 continues to gain strength. In 2020 many of our clients successfully purchased their home with us VIRTUALLY with video conferences and live viewings. By appointment, your personal consultant will make a viewing with you on a live walk-through video, look at the surroundings, the property, and of course, you can ask us any questions you may have. No cost to you, online meetings and WhatsApp, calls are totally free. Simple! We will help you with each step, obtaining all the necessary documentation you require to purchase your dream home from the comfort of your home. It could not be simpler to assist you in the purchase of your dream home, without the need for you to travel!
Contact us now to meet your personal consultant.
Get started on the essential legal items
There are a number of essential items you will require, and we can start getting these organised.
Independent solicitor – A solicitor will need to have a “power of attorney for you” a simple document that allows them to work on your behalf here in Spain. This can be organised from your home country. Many of them are bilingual, so you can save on translation fees. We can send a list of professionals that we have worked with previously and found to be helpful, or find one of your own on the web.
To complete a property purchase you will need to have an NIE number and Spanish bank account. Without these items and an independent solicitor, you won’t be able to complete a property purchase for you in Spain. An NIE is an all-purpose identification and tax number given to any non-native who wants to go through an official process in Spain, such as purchasing a car, property, rent a property etc. The application can take a while, so the sooner you start this process the better.
Currency Exchange is one of the most important factors when buying a property Abroad if you do not have your money already in the same currency. Currency exchange companies move huge amounts of money everyday meaning they can save you money on your international transfers to Spain, as they provide better than bank exchange rates, with no fees or charges. Saving 5% on the price of your property on the currency exchange alone. GC Partners, Always give the best rate, all of our clients are registered free of charge. Registering prior to arrival will save time and paperwork. Payments including, holiday money, deposits can be made here once you are registered. Register for free now.
What else can you do right now?
Remain positive, keep healthy in body and mind. Enjoy what you have around you. There is no need to put your dreams on hold – let our expertise and resources help you to map out your journey to enjoying your new life in the Spanish sunshine!
Why not take a look at our clients’ testimonials and learn from their experiences.
If you’re looking to buy and you’re from the UK, we’ve also got updated information about what stays the same and what changes as a result of Brexit.